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On top of that, clients for this sort of plan might have severe lawful or criminal histories. It is very important to note that various providers supply a series of concern ages on their ensured concern plans as low as age 40 or as high as age 80 - simplified issue final expense policy. Some will certainly also use greater stated value, as much as $40,000, and others will certainly enable better survivor benefit problems by boosting the passion price with the return of premium or decreasing the number of years up until a complete fatality benefit is readily available